:root{--bg:#f4f3ef;--pan:#fff;--ink:#191d22;--mut:#565f68;--line:#dedbd3;--ac:#8a6b16;--acd:#6d5410;--soft:#f6f1de;--soft2:#efe6c9;--dark:#1b2026;--warnbg:#fbf1ee;--warnln:#eccfc6;--warnink:#8a3a1c;--okbg:#eef4ee;--okln:#cbdfcd;--okink:#2f6440}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:400 16px/1.62 Rubik,system-ui,sans-serif;text-wrap:pretty}
@media (prefers-reduced-motion:reduce){*{transition:none!important}html{scroll-behavior:auto}}
.wrap{max-width:1120px;margin:0 auto;padding:0 18px}
.prose{max-width:790px}
h1,h2,h3{font-family:"Roboto Condensed",Rubik,sans-serif;font-weight:700;line-height:1.16;margin:0 0 .45em;letter-spacing:.002em}
h1{font-size:clamp(1.95rem,4.4vw,2.7rem)}
h2{font-size:clamp(1.42rem,2.7vw,1.9rem);margin-top:1.5em}
h3{font-size:1.12rem;margin-top:1.3em}
p{margin:0 0 1em}
a{color:var(--acd)}
strong,b{font-weight:600}
:focus-visible{outline:3px solid var(--ac);outline-offset:2px}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:10px 16px;z-index:99;border:1px solid var(--line)}
.skip:focus{left:8px;top:8px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.lbl{display:block;font-family:"Roboto Condensed",sans-serif;font-size:.75rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--ac);margin-bottom:7px}
.btn{display:inline-block;background:var(--ac);color:#fff;padding:12px 24px;border-radius:3px;font-weight:600;text-decoration:none;font-family:"Roboto Condensed",sans-serif;font-size:1rem;letter-spacing:.01em;transition:background .13s}
.btn:hover{background:var(--acd)}
.btn2{display:inline-block;border:1.5px solid var(--ink);color:var(--ink);padding:10.5px 22px;border-radius:3px;font-weight:600;text-decoration:none;font-family:"Roboto Condensed",sans-serif;font-size:1rem;background:transparent}
.btn2:hover{background:#e9e6dd}

header{position:sticky;top:0;z-index:50;background:var(--dark);color:#fff}
.hrow{display:flex;align-items:center;gap:16px;min-height:58px}
.logo{text-decoration:none;margin-right:auto;display:flex;align-items:center;gap:9px;min-width:0;color:#fff}
.logo .mark{width:28px;height:28px;flex:none;border-radius:3px;background:var(--ac);color:#fff;display:inline-flex;align-items:center;justify-content:center}
.logo .wm{font-family:"Roboto Condensed",sans-serif;font-weight:600;font-size:1.06rem;color:#e9e6dd;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.logo .wm em{font-style:normal;color:#f0c964;font-weight:700}
.mainnav{display:none;gap:17px;align-items:center}
.mainnav a{color:#b6bcc2;text-decoration:none;font-size:.9rem;font-weight:400;font-family:"Roboto Condensed",sans-serif;letter-spacing:.02em}
.mainnav a:hover{color:#fff}
.mainnav a[aria-current]{color:#f0c964}
@media(min-width:1000px){.mainnav{display:flex}}
header .btn{padding:8px 16px;font-size:.92rem;white-space:nowrap;flex:0 0 auto}

.hero{background:var(--pan);border-bottom:1px solid var(--line);padding:38px 0 32px}
@media (min-width:900px){.hero{padding:54px 0 46px}}
.hero h1{max-width:16em}
.hero .lead{color:var(--mut);font-size:1.06rem;max-width:44em}
.cta-row{display:flex;flex-wrap:wrap;gap:11px;margin:22px 0 10px}
.fine{font-size:.85rem;color:var(--mut);max-width:52em}
.keyfacts{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin-top:26px}
@media (min-width:820px){.keyfacts{grid-template-columns:repeat(4,1fr)}}
.keyfacts div{background:var(--pan);padding:13px 15px}
.keyfacts b{display:block;font-family:"Roboto Condensed",sans-serif;font-size:1.24rem;line-height:1.15;font-weight:700}
.keyfacts span{display:block;color:var(--mut);font-size:.82rem;margin-top:2px;line-height:1.4}

section{padding:40px 0}
@media (min-width:900px){section{padding:54px 0}}
.pan{background:var(--pan);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.answer{background:var(--soft);border-left:5px solid var(--ac);padding:16px 20px;margin:18px 0 22px;font-size:1.04rem}
.answer b{font-weight:600}

.crumb{font-size:.84rem;color:var(--mut);padding:16px 0 0}
.crumb a{color:var(--mut);text-decoration:none}
.crumb a:hover{color:var(--acd)}
.crumb span{color:var(--ink)}
.pagehead{padding:6px 0 4px}
.lead{font-size:1.06rem;color:var(--mut);max-width:44em}

.twrap{overflow-x:auto;border:1px solid var(--ink);margin:20px 0}
table{width:100%;border-collapse:collapse;font-size:.92rem;min-width:540px;background:var(--pan)}
th,td{text-align:left;padding:10px 14px;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--dark);color:#fff;font-family:"Roboto Condensed",sans-serif;font-weight:600;font-size:.82rem;letter-spacing:.06em;text-transform:uppercase}
tbody tr:nth-child(even){background:#faf9f5}
tbody tr:last-child td{border-bottom:0}
td:first-child{font-weight:600}
td em{font-style:normal;color:var(--acd);font-weight:600}
.tnote{color:var(--mut);font-size:.84rem;margin-top:-6px}

.cards{display:grid;gap:1px;background:var(--line);border:1px solid var(--line);margin:22px 0}
@media (min-width:760px){.cards{grid-template-columns:repeat(2,1fr)}}
.cards a{background:var(--pan);padding:17px 18px;text-decoration:none;color:var(--ink);display:block}
.cards a:hover{background:var(--soft)}
.cards h3{margin:0 0 4px;font-size:1.06rem}
.cards p{margin:0;color:var(--mut);font-size:.88rem;line-height:1.5}
.cards .st{display:inline-block;font-family:"Roboto Condensed",sans-serif;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--acd);background:var(--soft2);padding:1px 7px;border-radius:2px;margin-bottom:7px}

.steps ol{display:grid;gap:1px;background:var(--line);border:1px solid var(--line);margin:22px 0 0;padding:0;counter-reset:s}
@media (min-width:900px){.steps ol{grid-template-columns:repeat(4,1fr)}}
.steps li{list-style:none;counter-increment:s;background:var(--pan);padding:17px 16px}
.steps li::before{content:counter(s);font-family:"Roboto Condensed",sans-serif;font-weight:700;color:var(--ac);display:block;font-size:1.5rem;line-height:1;margin-bottom:7px}
.steps h3{font-size:1rem;margin:0 0 .25em}
.steps p{color:var(--mut);font-size:.87rem;margin:0}
.snote{color:var(--mut);font-size:.85rem;margin-top:14px}

ul.check{margin:15px 0;padding:0;display:grid;gap:9px}
ul.check li{list-style:none;display:flex;gap:11px;align-items:flex-start;color:var(--mut)}
ul.check li::before{content:"→";flex:none;color:var(--ac);font-weight:700;line-height:1.6}
ul.check li b{color:var(--ink)}
ul.dot{margin:14px 0;padding-left:19px;color:var(--mut)}
ul.dot li{margin:6px 0}
ul.dot li b{color:var(--ink)}

.notice{background:var(--warnbg);border:1px solid var(--warnln);border-left:5px solid #c0603a;padding:16px 19px;margin:20px 0}
.notice b{color:var(--warnink)}
.crisis{background:var(--okbg);border:1px solid var(--okln);padding:16px 19px;margin:20px 0}
.crisis b{color:var(--okink)}
.crisis a{color:var(--okink);font-weight:600}

.faq details{border:1px solid var(--line);border-left:3px solid var(--ac);margin-top:8px;background:var(--pan)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:14px;padding:13px 17px;font-weight:600;font-size:.98rem;font-family:"Roboto Condensed",sans-serif}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--ac);font-weight:700;font-size:1.15rem;line-height:1}
.faq details[open] summary::after{content:"-"}
.faq details p{color:var(--mut);font-size:.93rem;margin:0;padding:0 17px 14px;max-width:62em}

.ebox{border:1px solid var(--ink);background:var(--pan);padding:18px 21px;font-size:.87rem;margin:26px 0}
.ebox .meta{margin:0 0 9px;font-weight:600}
.ebox .meta span{color:var(--mut);font-weight:400}
.ebox ul{margin:5px 0 0;padding-left:17px;color:var(--mut)}
.ebox li{margin:3px 0}
.disc{color:var(--mut);font-size:.85rem;border-left:3px solid var(--line);padding-left:13px;margin-top:15px}

.ctaband{background:var(--soft);border:1px solid var(--soft2);padding:22px 24px;margin:30px 0}
.ctaband h2{margin-top:0;font-size:1.35rem}
.ctaband p{color:var(--mut);margin-bottom:16px}
.cta{background:var(--dark);color:#fff;padding:44px 0 48px}
.cta h2{color:#fff;margin-top:0}
.cta p{color:#b6bcc2;max-width:44em}
.cta .btn{background:var(--ac);color:#fff;margin-top:8px}
.cta .btn:hover{background:#a8830f}

.pricetable{width:100%;border-collapse:collapse;font-size:.95rem;margin:20px 0;border:1px solid var(--ink);background:var(--pan)}
.pricetable th{background:var(--dark);color:#fff;text-align:left;padding:10px 14px;font-family:"Roboto Condensed",sans-serif;font-size:.82rem;letter-spacing:.06em;text-transform:uppercase}
.pricetable td{padding:11px 14px;border-bottom:1px solid var(--line)}
.pricetable tr:last-child td{border-bottom:0}
.pricetable td:last-child{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}

.bloglist{display:grid;gap:1px;background:var(--line);border:1px solid var(--line);margin:24px 0}
@media (min-width:820px){.bloglist{grid-template-columns:repeat(2,1fr)}}
.blogcard{background:var(--pan);padding:19px 20px;text-decoration:none;color:var(--ink);display:block}
.blogcard:hover{background:var(--soft)}
.blogcard h3{margin:6px 0 5px;font-size:1.1rem}
.blogcard p{margin:0;color:var(--mut);font-size:.89rem;line-height:1.5}
.tag{display:inline-block;font-family:"Roboto Condensed",sans-serif;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--acd);background:var(--soft2);padding:2px 8px;border-radius:2px}

.formcard{background:var(--pan);border:1px solid var(--line);border-top:4px solid var(--ac);padding:26px 26px 30px}
.hint{font-size:.86rem;color:var(--mut);margin-top:16px}

footer{background:var(--pan);border-top:1px solid var(--line);padding:30px 0 40px;font-size:.85rem;color:var(--mut)}
.fgrid{display:grid;gap:22px}
@media (min-width:900px){.fgrid{grid-template-columns:2fr 1fr 1fr}}
footer b{color:var(--ink);display:block;margin-bottom:5px;font-family:"Roboto Condensed",sans-serif;font-weight:700;font-size:.95rem}
footer a{color:var(--mut)}
footer nav a{display:block;text-decoration:none;padding:2px 0}
footer nav a:hover{color:var(--acd)}
.legal{margin-top:22px;padding-top:14px;border-top:1px solid var(--line);font-size:.79rem;line-height:1.6}